(KTEN) – Luckily for Texoma, gas prices haven’t hit that $7 mark that states like California have had to deal with, but we may still be paying more in the long run.

When you look at travel costs, it appears the Sooner and Lone Star states have an advantage.

“The average driver in Texas and Oklahoma is paying $300  to $400 less per year than the average American and insurance costs,” said Insurify’s Chase Gardner.

When you pair that with the price on the pump, things look even better.

“Gas prices in Texas are currently a little bit over three dollars a gallon, which is about 17 percent cheaper than the national average,” Gardner said.

“It’s hanging around $3, so I’m good with it,” said motorist Jeremy Wright. “I keep doing what I do every day.”

Where it can really hurt, though, is the odometer. Drivers are spending much more time on the road than in  other states.

“We found that drivers in Texas and Oklahoma actually drive about 2,000 to 3,000 more miles per year than the average American,” Gardner said.

More miles means more gas needed in the tank, which means less money in your pocket.

And in the next month-and-a-half, you might be fueling up more often.

“If drivers there are planning to make a long trip in the car this holiday season, obviously fuel costs are going to play in if they have to spend a long time on the road,” Gardner said.

So make sure you factor that extra trip to the gas station into your holiday budget.