Lower property insurance rates coming to Pauls Valley - KTEN.com - Texoma news, weather and sports

Lower property insurance rates coming to Pauls Valley

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A national rating service has improved its evaluation of the Pauls Valley Fire Department. (KTEN) A national rating service has improved its evaluation of the Pauls Valley Fire Department. (KTEN)

PAULS VALLEY, Okla. -- Every five years, fire departments around the country are evaluated by the Insurance Services Office, giving them a rating from 1 to 10, with 1 being best.

Pauls Valley Fire Chief Mark Norman said evaluators look at several factors.

"It takes into account our equipment, our training, our water department," he said. "There are several other factors that we have to work on for several months to get ready to have this evaluation."

After their review, ISO dropped the Pauls Valley Fire Department rating from a 4 to a 3, one of about 3,500 departments in the nation to earn that score.

Norman said this is good news for both home and business owners.

"It reflects on how much your insurance will cost," he explained. "Residential, commercial is a little bit better of a, I guess, of a decrease."

Miles Philpott has owned O'Neal's Jewelers for more than 70 years. He said a drop in insurance rates will go toward helping his bottom line and expanding his business.

"If we can't make a profit, the businesses dry up and go away, so we're very thankful for that," Philpott said. "We're very proud of our fire department. It's one of the best around."

Chief Norman said taxpayers played just as much of a role in earning this rating as his firefighters. He said it wouldn't have been possible without their support.

"The community, they've always been really good," he said. "Anytime we've needed anything, they support us and we're really thankful for that. That's what we're here for -- is to make things better for them."

Pauls Valley residents can expect to see a decrease in their fire insurance rates starting in March.

To learn the ISO rating of your community's fire department, ask your insurance agent or call ISO Customer Service at 1-800-444-4554, menu option 2.

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