SHERMAN -- Cheryl Haynes says she never saw it coming.
With tears in her eyes, she was handed a check for $25,000 outside the Sherman warehouse where she works.
"It's just an answer to prayer," she said. "You don't know how much this means to me. I really appreciate it."
Haynes' name was pulled in a grand prize drawing held by Neighborhood Credit Union. The Dallas-based business gives out prizes to customers as an incentive to save money in a savings account with the credit union.
"In this particular economy, you've got to make sure you've got your rainy day fund," Carolyn Jordan with Neighborhood Credit Union said.
A crew with the credit union films each surprise and came to Sherman to make the delivery in person.
Since there are no branches in the Texoma area, Jordan says it's a reward for long-distance loyalty.
"We hope she's going to be excited. I think she's going to be excited, and I think she will be very, very pleased," Jordan said.
While each winner is aware they've won a prize, Jordan says how much the check is worth is a secret.
The $25,000 couldn't have come at a better time for Haynes. Recently, she says she was forced to dip into her savings to pay off a pile of debt that until now had her on the verge of losing her home.